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seven Mutual Machine Accidents and How to Help Avoid Them

Let'south face information technology: accidents happen. And when they do, you might be looking at car repairs and injuries as well equally possible increases to your insurance premium. Safe driving can go a long manner in keeping you and your family unit safe and your premium in cheque. Here are vii common car accidents and tips on how to help avoid them:

ane. Rear-terminate Collisions

Rear-stop collisions are a common reason for auto insurance claims. Whether you are the driver who hits a vehicle in forepart of y'all, or the driver who gets hit by a vehicle backside you lot, these accidents can ofttimes be avoided. Consider these tips:

• Go along your altitude. Drive far enough behind the auto in front of you and then you tin can finish safely. This is peculiarly true in choppy weather. Stay at least iii seconds behind the vehicle ahead of you, and longer if y'all're in a heavier vehicle. Extend the timing when weather atmospheric condition are bad.
• Drive strategically. Avoid situations that could strength yous to suddenly employ your brakes. If a driver is post-obit you too closely or isn't paying attention, you lot might be rear-ended.
• Don't get distracted. Never take your optics off the road to eat, read a text message or discover your phone. If the driver alee of you stops all of a sudden, it merely takes a 2d or less of not paying attention to rear-end their vehicle.
• Don't drive when drowsy or nether the influence. Yous're more than probable to make driving errors when you're sleepy or impaired past drugs or booze.

2. Parked Car Damage

Some other common crusade of machine harm: having a parked vehicle hit by another car. Whether y'all're leaving your automobile in a parking lot or on the road, accept steps to assistance avoid parked machine collisions and claims. Hither are some suggestions:

• Become the distance. Don't park in the busiest part of a parking lot. Instead, select a space abroad from heavy traffic. You lot'll help reduce your take chances of getting hit by another machine.
• Maximize the space. Ever park in the center of a spot. Reposition your vehicle if it's too close to a parking line. Information technology will help go along your machine from being hit by others pulling in to or out of adjacent spots. Information technology tin also help foreclose dings from swinging doors.
• Park in a garage, if you can. The idea is to put your machine in a safe place when you're not driving it.
• Park street-smart. Try not to park nigh decorated intersections, tight turns and driveways. Other drivers may not see your vehicle and could side-swipe it when passing by.

3. Single-vehicle Accidents

Single-vehicle losses include collisions with road barriers, droppings or animals, in addition to rollovers and accidents when driving off-road. It's not hard to help prevent them.

• Drive right for the weather. Even if yours is the only vehicle on the route on a rainy, snowy or icy solar day, bulldoze at speeds that permit you to maintain control. Learn how to avert hydroplaning on flooded roads and refresh your winter driving skills earlier the flavour begins.
• Always pay attention. Just because y'all're the merely person on the road doesn't mean information technology'south okay to text, brand hands-on phone calls or eat while driving. You never know when conditions might change.
• Don't bulldoze too fast. Speeding has been involved in approximately ane-tertiary of all motor vehicle fatalities for more than two decades.¹ But put, speeding is dangerous, even if there is no one else around you lot.

four. Windshield Damage

Fries and cracks to vehicle windshields are a common auto accident that many drivers don't realize they tin can help prevent. About windshield damage happens when rocks and stones are thrown upward in the air by other vehicles. Help prevent this damage by keeping your distance from cars and trucks.

Also, don't drive behind snow plows when they're dropping table salt or other granular substances. Some pieces are big enough to crusade chips and cracks.

five. Crashes at Intersections

Intersections are some other identify where accidents frequently occur. Distracted drivers may miss traffic signals changing from green to yellowish to crimson. Or they don't notice vehicles pausing earlier making turns.

Exercise defensive driving to help avoid accidents. Take a moment after the light turns light-green to make certain no ane is coming through the intersection. Look out for drivers speeding to brand it through a yellow low-cal on a cross street. When you're approaching a yellow light, be cautious rather than take chances.

6. Parked Vehicle Theft

No thing where you park your motorcar, in that location's always a chance of a break-in. Still, there are things you can do to help foreclose potential unnecessary harm to your vehicle. Keep in mind that items stolen from your vehicle could exist a loss that you file under your homeowners insurance coverage. Damage that occurs to your vehicle during a break-in would be filed under your auto insurance coverage.

• Never leave valuables in a parked car. Having them in view is an invitation to thieves. Take expensive things with yous, store them inside your glove compartment or lock them in the body.
• Never park in dark locations. Instead, discover spaces in well-lit areas. Plan ahead if you're parking prior to sunset.

7. Bankroll Collisions

Whether you lot're backing out of a parking spot or your driveway, accidents tin can happen.

The best thing you can do to avert accidents when backing upward is to avoid having to support in the outset place. When possible, park in a manner where you won't take to back up into traffic, such as pulling through or backing into a parking spot.

Another helpful tip: bulldoze vehicles that have a fill-in camera. If your car doesn't accept 1, yous tin can take one installed.

If you drive a car that's not equipped with a backup camera, here are another suggestions of what you lot can do:

• Before getting into your vehicle, look around to appraise your surround and traffic patterns.
• Back out using the shortest, most straight road possible.
• Reverse in a straight line, turning but when clear of parked vehicles or any other obstructions.
• Back out slowly while standing to check traffic around you.
• Use your mirrors and brakes until you're completely out of the spot and integrated into traffic.
• Never practise annihilation distracting while backing out.

While there are many things y'all can do to assist preclude collisions, theft, injuries or impairment to your vehicle, information technology's not always possible to avoid the unexpected. Contact your local independent agent or a Travelers representative to brand sure you accept appropriate coverage to meet your needs.

Sources:
^one https://www.nhtsa.gov/risky-driving/speeding

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